What do those costs consist of? Also make it clear that a credit check is done by the payment partner before a payment is approved. Explain what the credit check means and how it is done. Also read: The importance of filters in your webs hop [research] Of course, this information can also deter a consumer. In this way, he or she can be prevented from making irresponsible expenditure. But the message that a credit will be reported to the BKR and the mandatory banner 'Borrowing money costs money' is not exactly good for the conversion.
Multiple payment options How can you maintain and increase that conversion, but in a responsible way? When paying via ideal, the entire purchase amount must be paid in one go. The amount required may be too heavy an impact on the current We provide high-quality Whatsapp list we have bank balance. This may mean that the customer abandons the purchase or that he or she chooses a cheaper product, which is less durable or of lower quality. How can you offer customers the opportunity to make a somewhat more expensive purchase? And at the same time protect them from overspending. The most important thing is to give customers a choice of different payment options. Something that many webs hops already do to a greater or lesser extent. In addition to ideal, there is of course the credit card. But credit card payments are not too popular in the Netherlands, especially compared to ideal. In addition, there are several after pay payment providers. However, customers may incur additional interest charges when paying by credit card as well as by post-payment. And then they again run the risk that the total credit amounts (and therefore also their monthly repayments) increase.